Pre-application now available for Gloucester County Habitat for Humanity Homeownership program

Applications will only be available on Gloucester County Habitat's website due to COVID-19.

On Monday, May 4, Gloucester County Habitat for Humanity released the pre-application for its Homeownership program. For applicant’s safety during this time of social distancing and COVID-19, applications will be available on Gloucester County Habitat’s website only.

Gloucester County Habitat builds homes in partnership with families who have the financial and personal capacity to be homeowners, but who cannot qualify for conventional financing. Habitat leverages volunteer labor and donations of funding and materials to complete the construction of its homes.

Gloucester County Habitat’s Homeownership Program is not a handout. Eligible applicants must have current housing need, be able to pay for closing cost and make monthly mortgage payments. Families need to be willing to partner with Habitat to accomplish sweat-equity hours and other requirements, like completing financial education classes. Habitat homes are sold to participants of its Homeownership program for no profit. The sale is financed with an affordable mortgage loan. These mortgage payments are then recycled to build more homes.

Potential partner families are required to review income guidelines  at gc-habitat.org/income-guidelines  and qualify before applying at gc-habitat.org/home-ownership/qualify. Post-9/11 veterans are encouraged to apply.

For more information on the Homeownership program please email info@gc-habitat.org.